My wife and I need prayer, I’m on disability and with the cost of living I don’t have enough money to pay my creditors on time or even at all. We are so far behind and the collection phone calls and letters don’t stop. I tried talking to creditors to work something out and all they want is their money. I don’t fault them for that because I owe them the money, I just keep hoping and praying for a big miracle. I don’t like owing people money but especially like I owe now. I am way over my head in debt. I was raised that you work to eat and you work to buy the things you need and to pay your bills on time. Years ago I never thought I’d be on disability. Please pray for my wife and I because we’re also dealing with health issues that needs healing. Please pray for us and maybe share any kind of encouragement you can give. Thank you in advance.