I’m having a financial hardship, after two years of unemployment, I got a temporary job, I need to prepare and practice for this job, but I got sick and I’m constantly coughing, it doesn’t let me work. School is pressuring me to get their money, I’m scared and terrified by their constant emails. My lawyer friend suggested to file bankruptcy which is more terrifying for me as a person who is paying all debts even when I was unemployed.